PMA Professional Liability Insurance Programs

U.S. Members Canada Members UK Spain Members*



Specialist Insurance Brokers

Lockton Affinity
Log in and apply on-line 
Phone: 1-888-330-1933
Studio Insurance Overview

HKMB AGENCY/Hub Int'l
www.hkmb.com/fitness
Phone: +1-416-597-0008
Phone: 01684 580771
Highlights Highlights Highlights

 

Professional Liability Coverage Highlights for U.S. Members
 
To apply for Professional Liability Insurance you must be a member of the PMA. If you are a member residing in the U.S. please login to your member profile and click on the application link located on the welcome page right below your membership expiration date. If you are not a member, please click here to join today!
 
(U.S.) Liability Insurance Cost:
$167 NEW $159 PMA Individual Member
$147 NEW $139 PMA CPT Member
$47 PMA Student Member
For Studio Insurance quotes, please call 1-888-330-1933 or 1-800-253-5486
 
This Professional Liability Insurance program has been organized as a purchasing group (National Professional Purchasing Group Association), pursuant to legislation exacted by the U.S. Congress as the Federal Liability Risk Retention Act of 1986. You automatically become a member of the purchasing group once your completed application has been approved and your premium payment has been received. Coverage Issued Through Purchasing Group Coverage in this professional liability insurance program is provided through the master policy issued through the National Professional Purchasing Group Association, in which you apply for membership at the same time you purchase the coverage. The program utilizes a carrier rated “Excellent” by A.M. Best. Claims Made Coverage Form Provides professional liability coverage to the scope of practice of your licensure, certification or registration for professional services you render to clients or patients, for incidents that arise from treatment provided on or after your coverage’s retroactive date (also known as the prior acts date). Your prior acts date usually reflects the date your coverage started. As long as you continuously renew your claims made coverage form, you may report claims for incidents that occurred in previous years, back to the beginning of your claims made coverage.


Limits of Liability
The insurance program offers limits of $1 million per claim, and $3 million annual aggregate. The limit per claim is the maximum payment for all damages and expenses arising from each wrongful act or series of continuous, repeated or interrelated wrongful acts or occurrence. Supplemental Liability Coverage At No Additional Charge Pays for premises liability, up to the certificate limit, which occur during your rendering of professional services while the coverage is in force. Evidence of Insurance At No Additional Charge There is no additional charge for issuing certificates of insurance as evidence to others that you are insured. Contractual Liability At No Additional Charge.

There is no additional charge for coverage for contractual liability which is assumed by you under contracts with third parties, for whom you provide additional services. Additional Insured At No Additional Charge Additional Insured can be easily added to the certificate at your written request for no additional premium. Terrorism Risk Insurance You may include coverage for your alleged negligence arising from an act of terrorism, as defined by the Federal Government. There is a surcharge of 5% to 10% for such coverage, based on your residency.

Defense Costs
Pays legal fees and court costs up to the certificate limit involving covered claims or allegations, at no cost to you. Extended Claims Reporting Period Option (“Tail Coverage”) When your coverage under this certificate ends, either because you decide to cancel it or not renew it, or we cancel or non-renewal coverage (other than for nonpayment of premium), we will offer you in accordance with the terms of your certificate, the right to purchase a 12 month reporting period endorsement within 60 days from the date of cancellation or non-renewal for an additional premium
charge.

Eligibility and Effective Dates

  • Applicants must possess appropriate license or certification (per their state requirements) in their chosen covered class of business.
  • Completion of an application does not bind the insurance company to issue coverage. While most applicants are accepted, it is possible that an applicant may not be accepted based upon the information contained in the application.
  • Coverage becomes effective on the date the completed application is formally approved and premium is received.

PLEASE NOTE: This is only a partial description of the coverage. Coverages and benefits are subject to the terms, conditions and exclusions contained in the Master policy. If any conflict exists between these highlights and the policy, the policy will govern. For complete provisions, including exclusions, please refer to the policy itself.

Professional Liability Coverage Highlights for Canadian Members

To purchase a Fitness Professionals insurance policy with Hub International HKMB, Canadian Pilates teachers must be a PMA Certified Pilates Teacher (PMA® - CPT) to be covered under their on-line program. PMA members who have not completed the PMA Pilates Certification Exam can contact this company for coverage, but will not qualify for the same program as PMA Certified Pilates Teachers. Visit this link for details regarding this plan www.hkmb.com/fitness  Or contact a representative at?: +1-416-597-0008

Professional Liability Coverage Highlights for United Kingdom, Spain & EU Members

PMA members who live in the United Kingdom and Spain can purchase liability coverage through Balens. If you reside in the Republic of Ireland or any European country other than the UK, please contact Balens to see if they can help. *Balens currently offers coverage for residents of Ireland, Cyprus, Greece, Malta, Gibraltar and the Netherlands with many other countries to follow. Call 01684 580771 or email block@balens.co.uk

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